E-commerce

Powering e-commerce locally and abroad

For e-commerce merchants Vidanova Bank offers merchant accounts to facilitate credit cards payments via your website. The benefits of acquiring with Vidanova Bank N.V. include competitive rates, daily payouts and tax (planning) benefits in a reputable jurisdiction. Processing is done in highly secure environment via FDMS the largest processor of its kind. Vidanova Bank strives to excel in personal relationship with its clients and to stay a step ahead of the growing needs of its clients.

Internet merchants in e.g. travel and lodging, car rental, online sale of soft-and hardware as well internet retail merchants are some of the sectors Vidanova Bank caters to.

As the internet commerce requires a quick time to market Vidanova Bank offers a comprehensive turnkey solution. This includes merchant account, bank account with online banking and help setting up with 3rd parties.

Vidanova offers merchant accounts for both POS terminals as well as for e-commerce merchants.
A POS merchant accounts is a must have for any merchant since more and more clients pay with “plastic" these days. Don’t let the customer go look for an ATM but keep him/her in your store is the motto. Vidanova Bank’s modern POS terminals offer you just that. In addition you have the benefit of eliminating cash in your store as well as instant/ daily crediting of your bank account of sales proceeds.

Restricted Business list

Internet gaming (including any services offered to facilitate internet gaming my lottery or other form of gambling activity conducted via the Internet.
Adult entertainment (including any services offered to facilitate adult entertainment) any sexually or pornographic business including companion/escort services, adult telephone conversations, topless, cars, adult bookstores, massage patio’s, dating services, modeling agencies or other miscellaneous adult entertainment.
Online or mail order / telephone order pharmaceuticals (including any services offered to facilitate the sale and/or distribution of online or mail order / telephone order pharmaceuticals): any pharmaceutical, drug. or medication (via prescription or otherwise), offered, sold or otherwise facilitated via the internet or mail order/telephone order.
Non-face to face tobacco sales - (including any services offered to facilitate the sale and/or distribution of online or mail order / telephone order tobacco products): any tobacco derived product, offered, sold or otherwise facilitated via the internet or mail order/telephone order.
Any illegal products/services or any service providing peripheral support illegal activities.
Any business activity prohibited by MasterCard or Visa rules or regulations
Audio/Video text (as defined by MasterCard and Visa under merchant category code 5967)

Chain letters
Check cashing
Collection agents or firms involved in recovering/collecting past due receivables
Credit card protection (including identity theft protection)
Drug paraphernalia
Extended warranty companies
Free gift, prize, sweepstakes or contest as an inducement to purchase a product/service
“Get-rich-quick” schemes including pyramid or Ponzi schemes
Merchants offering rebates or special incentives
Merchants engaged in outbound telemarketing (as defined by as defined by MasterCard and Visa under merchant category code 5962 or 5966)
Money transfer services
Non face to face sale of firearms- (including any services offered to facilitate the sale and/or distribution of online or mail order/telephone order firearms)
Pseudo-pharmaceuticals (anti-aging pills, sex nutrients etc.)
Sports forecasting or odds-making
Any other business or activity not mentioned above that may be deemed restricted at the discretion of the bank.